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Latest Posts

Los Angeles sues big banks for predatory mortgages but unlikely to win

Minority communities have long been targets for predatory lenders. Los Angeles is suing JP Morgan, Wells Fargo, Citigroup and Bank of America, but the city isn’t trying to help homeowners. original – David Dayen – theguardian.com, Monday 2 June 2014 12.34 EDT Some might argue that Los Angeles City Attorney Mike Feuer has become the […]

Average US 30-Year Mortgage Rate Down to 4.12 Pct.

Average U.S. rates on fixed mortgages fell this week for a fifth straight week. The spring home-buying season has started slowly, but it may be aided by the low rates. Mortgage buyer Freddie Mac says the average rate for a 30-year loan edged down to 4.12 percent from 4.14 percent last week. The average for […]

4 Mortgage Messes to Avoid

Buying a home can be a tricky task, particularly for first-time buyers. A typical mortgage agreement can be a minefield of potentially problematic clauses. Before you draft a document and sign on the dotted line, here are five mortgage mistakes to avoid. Pre-Payment Penalty Thirty years is a long time to carry around a mortgage, […]

Survey: Is the Country Still in a Housing Crisis?

While the housing market continues to make strides toward recovery following last decade’s crash, a new survey finds the majority of the American public still harbors doubts about whether the worst of it is truly over. In its second annual survey of housing attitudes [1], the MacArthur Foundation [2] found 51 percent of American consumers still believe the country is […]

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